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Open a Personal Checking Account

Earn Checking Account 

Enjoy the benefits of banking with First Service Bank with our First Service Bank Earn Checking. This account comes with:

This account earns 0.16%APY**. If you meet the following four requirements monthly, you will earn 0.35% APY** on the account up to $20,000.00 balance, on excess balances over $20,000.00 you will still earn interest.

  1. Pay 3 bills through BillPay that post to your account each billing cycle*** with a $5.00 minimum on each transaction
  2. Receive electronic statements in lieu of paper statements
  3. 1 Direct Deposit into the account monthly
  4. 20 Signature Based Transactions with a $5.00 minimum on each transaction that post to your account before statement cycle closes

It's okay if you miss a month!

You will still enjoy all the benefits, and there's no penalty for meeting the four qualifications in a given cycle. You will earn a base 0.16% APY**.  The rates and features of this account are only offered at firstservicebank.com. To take advantage of this great offer, you must open the account online at firstservicebank.com. Accounts offered at our banking locations impose a monthly service charge.

* Foreign ATM Fees may apply if ATM used outside First Service Bank or nationwide network

**Annual Percentage Yield (APY) accurate as of 1/25/2021. Minimum to open account is $100. Rate is as follows: 0.35% APY applies as long as qualifications are met each qualification cycle (up to $20,000.00). 0.16% APY applies to all balances if qualifications are not met and any excess balances (over $20,000.00). Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. If the account is closed before the end of the cycle, interest accrued will be paid.

***Billing Cycle is based on Billpay enrollment date.

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Rewards Checking Account

Enjoy the benefits of Free Checking with our First Service Bank Rewards Checking. This account comes with:

This account earns rewards points in our First Service Rewards Program. If you meet the following requirements monthly, you will earn 500 bonus points in addition to your regular monthly rewards program:

  • Pay 3 bills through BillPay each billing cycle with a $5.00 minimum on each transaction monthly.
  • Receive and view monthly statements by eStatements
  • 1 Direct Deposit into the account monthly
  • Make 20 Signature Based Transactions with a $5.00 minimum on each transaction monthly

It's okay if you miss a month!

You will still enjoy free checking and there's no penalty for not qualifying in a given cycle. You will earn rewards based on standard rewards program, and you get right back to earning Rewards.

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Open a Personal Savings Account

Saver Account

Enjoy a savings account earning 0.85% APY* interest on balances through $20,000.00 If your balance is greater than $20,000.00, you will earn 0.65% APY* interest. This account comes with

  • Online Banking
  • eStatements
  • Mobile Banking

The rates and features of this account are only offered at firstservicebank.com. To take advantage of this great offer, you must open the account online at firstservicebank.com. Accounts offered at our banking locations may impose a service charge.

*Annual Percentage Yield (APY) accurate as of 7-25-2022. Minimum to open account is $100. Rate is as follows: 0.65% APY applies as long as balance is above $20,000.00.on each qualification cycle. 0.85% APY applies to all balances through $20,000.00.  

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